Date of Last Revision: June 6, 2012.

Billing

The fees for your Paid Account will be billed from the date you register, or upgrade to, a Paid Account and on each monthly renewal thereafter unless and until you cancel your account. Click on the link on your "Profile" page to see the commencement date for your next renewal period. MyOwnLastWords will automatically bill your credit card each month on the calendar day corresponding to the commencement of your Paid Account. In the event your Paid Account began on a day not contained in a given month, MyOwnLastWords will bill your credit card on the last day of such month. For example, if your Paid Account began on January 31st, February 28th is the next time your credit card would be billed. You acknowledge that the amount billed each month may vary for reasons that include, differing amounts due to promotional offers, differing amounts due to changes in your account, or changes in the amount of applicable sales tax, and you authorize us to charge your credit card for such varying amounts. MyOwnLastWords may also periodically authorize your credit card in anticipation of account or related charges. All fees and charges are nonrefundable and there are no refunds or credits for partially used periods.

Should you elect to upgrade your Paid Account to a larger amount of stored assets; the commencement date for your next renewal period will be reset.

MyOwnLastWords may change the fees and charges in effect, or add new fees and charges from time to time, but we will give you advance notice of these changes by email. If you want to use a different credit card or if there is a change in your credit card validity or expiration date, you may edit your information by accessing your "Profile" page. If your credit card reaches its expiration date, your continued use of the MyOwnLastWords constitutes your authorization for us to continue billing that credit card and you remain responsible for any uncollected amounts. It is your responsibility to keep your contact information and payment information current and updated.

Cancelling Your Account

Your MyOwnLastWords Paid Account will continue in effect unless and until you cancel your Paid Account or we terminate it. You must cancel your Paid Account before it renews each month in order to avoid billing of the next month's fees to your credit card. MyOwnLastWords will bill the monthly fees associated with your Paid Account plus any applicable tax to the credit card you provide to us during registration (or to a different credit card if you change your account information).

MyOwnLastWords Paid Accounts are prepaid and are non-refundable. MYOWNLASTWORDS DOES NOT PROVIDE REFUNDS OR CREDITS FOR ANY PARTIAL MONTHS. You may cancel your MyOwnLastWords Paid Account at any time, and cancellation will be effective immediately. If you wish to cancel your Paid Account you may do so via your "Profile" page. Should you elect to cancel your Paid Account, please note that you will not be issued a refund for the most recently (or any previously) charged monthly fees.

By signing up for a MyOwnLastWords Paid Account and providing MyOwnLastWords with your payment account information, you hereby agree to these payment terms and conditions.

Free Accounts

MyOwnLastWords allows you to view bequests and connections free of charge. MyOwnLastWords reserves the right to terminate Free Accounts at any time, with or without notice.

For further information regarding your MyOwnLastWords Paid or Free Account, please see the MyOwnLastWords Terms of Service.